- Loan Amount: Rs. 50000
- Loan Period: 6 month
- Interest Rate: 4,583% per month
Unlike other credit companies’ offers, Moneta LK has taken care of creating a mobile application. The software can be used for the following:
- to get acquainted with the terms and conditions of the loan;
- payment of the debt;
- shopping on easy terms.
A new customer needs to find a suitable version of the Moneta LK app and install it on his smartphone.
Why the company's offers are in demand
Using Moneta LK offers will allow one to take a loan without collateral in minimum time. In addition, a convenient website and a functional application are offered for easy access to the offers. Whichever option you choose, application processing will not take your time.
For users who are interested in using the lender’s services, several attractive features have been prepared:
- the application process is done online;
- the company provides various financial services;
- there is no collateral to obtain a loan;
- the terms and conditions of the loan agreement are posted on the website;
- customer information is protected by software.
Ordering services in the mobile Moneta LK app does not cause problems. Necessary options are provided for making an application. It is worth mentioning the disadvantages of the company to assess the features of the offers. Among them:
- Late payment incurs additional costs;
- fines and penalties accrue from the first day of delay;
- a high-interest rate of credit.
You can avoid unpleasant consequences if you fulfill your obligations on time. Several Moneta LK solutions are used for the repayment of debts.
Benefits | Disadvantages |
A wide range of services | High-interest rate |
Easy access to the profile | No special promotions |
Functional application |
Conditions for getting a loan from the company
All Sri Lankan residents who meet the following requirements can apply for a loan:
- having a permanent source of income;
- providing scanned copies of documents;
- access to a bank account to assess solvency;
- the presence of an identification number.
The minimum age of clients is 20 years old. It follows that students and graduate students can get a loan. It is recommended to fill in the application form in the personal profile and specify the following:
- date of birth;
- place of registration;
- amount of income;
- phone number;
- mail address.
Please note: the contact number must be in the user’s name and activated. Failure to meet the requirements is grounds for the refusal of the Moneta LK loan.
Requirements | |
Identifier | Yes |
Citizenship | Sri Lanka |
Age | 20+ |
Mobile app for customers
Registration of the account takes place after entering the user’s data. Errors should be corrected before applying. A rejection will follow if the information used does not correspond to reality. In the application, you can choose a service from the offered options:
- lending;
- payment of bills;
- loyalty program;
- installment payment for purchases.
Requirements for users are specified in the relevant section of the Moneta Sri Lanka website. Using the services allows you to make transfers and pay for purchases quickly. The interest rate starts from 4.583% per month.
Additional information about the service provider
It is not difficult to take out a loan. However, it is worth assessing the possible risks by studying the descriptions of services. Particular attention should be paid to the following:
- the term of the loan (maximum – 6 months);
- additional costs (one-time fee of 50 rupees, processing of the application – of 100 rupees);
- The maximum loan amount is 60,000 rupees.
Timely payment of debt will keep your credit history intact. Terms for new and regular customers are the same. Choose your preferred method (mail, phone) to contact the manager of Moneta LK Sri Lanka.
Nimal Chandrasiri
I am a specialist of a team that is working on finding worthy loan offers in Sri Lanka. I am engaged in the choice of lending options and assessing the benefits for the client from the transaction.
